Welcome to Cardinal Financial- Lubbock
Whether you are considering purchasing a home or wanting to refinance your existing mortgage, one of our talented Loan Originators will be able to help guide you to the home loan that will fits your needs.
What Type Of Home Loan Is Best For Me?
Conventional
Want your choice of fixed or adjustable rates and no PMI after building 20% equity? Try a conventional loan, our most popular option for purchase and refi.
FHA
Want flexible credit requirements, easy refinancing options, and potential for down payment assistance programs? Try an FHA loan.
VA
Want flexible credit requirements and no down payment? If you’re an active-duty service member, veteran, or eligible surviving spouse, try a VA loan.
Jumbo
Want more borrowing power and better interest rates for luxury homes or high-cost areas? Try a jumbo loan on for size.
USDA
Want a home in an eligible rural area with financing for low to moderate income households? Give USDA loans a try.
Construction Loans
Single-space and full-scale home renovations. Brand-new home construction. Everything in between. We can help you secure financing for it all with our flexible FHA 203(k) and FHA 203(b) repair escrow loan programs.
Manufactured
Homes
While other lenders have pulled out of the manufactured housing market, we’ve continued to offer a wide variety of financing options specifically designed for manufactured housing. Plus, our MH Advantage™ provides access to flexible underwriting standards and reduced pricing for manufactured homes meet specific construction, architectural design, and energy efficiency standards.
Down Payment Assistance
Down payment assistance or DPA helps you cover your down payment. Ask to see what you could possibly qualify for.
Loan Officers You Can Trust
Award winning leaders in their industry. Our loan originators are knowledgeable on every aspect of your loan.
In house processing & closing for a more timely and streamlined process.
Contact Us
Address:
13037 Quaker Ave, Ste 200
Lubbock, TX 79423